Umrah Financing and Flexible Payment Options

You can plan not only your Umrah journey, but also your payment process in a way that suits your budget.

At Inanc Tourism, we offer our guests different payment alternatives. For our Umrah packages, you can benefit from Albaraka Türk Umrah Financing, or you may choose Inanc Tourism’s USD-based flexible payment options without using bank financing.

Albaraka Umrah Financing

Albaraka Türk offers Branchless Umrah Financing to help make the payment process easier while preparing for your Umrah journey.

This financing product can be used for Umrah organizations arranged through travel agencies authorized by the Presidency of Religious Affairs and can be applied for and completed entirely through the Albaraka Mobile application without profit share charges.

What Does Albaraka Umrah Financing Offer?

Up to TRY 50,000 Interest-Free / No-Maturity-Difference Financing

Eligible customers can benefit from financing of up to TRY 50,000 with no maturity difference under the Albaraka Umrah Financing program.

Repayment in Up to 4 Installments

The financing amount can be repaid in up to 4 installments.

Fully Digital Application Process

The entire process, from application to evaluation and approval, can be completed through Albaraka Mobile.

There is no need to visit a branch to apply for financing.

How to Apply for Albaraka Umrah Financing

The application process can be completed in just a few steps:

1. Select the Umrah package you would like to join through Inanc Tourism.

2. Obtain your proforma invoice or other required official documentation related to the package.

3. Download the Albaraka Mobile application.

4. If you are already an Albaraka customer, log in to your account. If you are not yet a customer, you can become one digitally through the mobile application.

5. In the application, follow the steps: Transactions > Financing Transactions > Financing Application.

6. Upload the proforma invoice or required official document showing that you will be traveling for Umrah.

7. Complete and submit your financing application.

8. Your application will be forwarded to Albaraka Türk Head Office for evaluation and approval.

Approval processes are carried out during business hours on weekdays.

Who Can Benefit from Albaraka Umrah Financing?

Albaraka Türk customers can apply for Umrah Financing directly through the mobile application.

Those who are not yet Albaraka customers can download the Albaraka Mobile application, become a customer digitally, and then submit an Umrah Financing application.

Approval of the financing application is subject to Albaraka Türk’s evaluation.

Which Documents Are Required?

During the application, you must upload a proforma invoice or another official document accepted by the bank showing your Umrah journey and package price.

Our team at Inanc Tourism can assist you with the reservation and proforma invoice documents required for the package you wish to purchase.

Albaraka Umrah Financing Application Guide

You can review the official application steps and detailed information prepared by Albaraka Türk through the document below:

View the Albaraka Umrah Financing Application Guide

Inanc Tourism USD-Based Flexible Payment Option

For guests who do not wish to use bank financing, Inanc Tourism also offers a USD-based flexible payment option.

Our Umrah package prices and Inanc Tourism payment plans are calculated in US Dollars (USD).

Reserve with a 50% Initial Payment

Once you select your Umrah package, you can secure your reservation by paying only 50% of the total package price.

The initial payment can be made in cash or by credit card.

The remaining 50% can be paid up to 10 days before the departure date of your tour.

This allows you to confirm your reservation without paying the full package amount at the time of booking.

Sample Payment Plan

For example, if the per-person price of an Umrah package is USD 5,000:

At the time of reservation: USD 2,500
10 days before departure: USD 2,500

You therefore do not need to pay the full amount at the time of booking.

If Your Departure Date Is More Than 2 Months Away, You Can Pay in Multiple Installments

If your Umrah package departure date is more than 2 months away, you do not need to pay the remaining balance in a single payment.

The remaining USD balance can be paid in multiple payments before your travel date.

For example, if the package price per person is USD 5,000:

After paying:

USD 2,500 at the time of reservation,

the remaining:

USD 2,500

can be divided into several payments depending on your departure date and the agreed payment plan.

For example:

At the time of reservation: USD 2,500
First interim payment: USD 1,000
Second interim payment: USD 1,000
Final payment: USD 500

The final payment must be completed no later than 10 days before the tour departure date.

Payment dates and installment amounts can be arranged together with the Inanc Tourism Accounting Department according to your reservation date.

Let Us Create a Payment Plan for You

Since every guest has a different reservation and travel date, the payment plan can be arranged accordingly.

If your departure date is more than 2 months away, you can contact the Inanc Tourism Accounting Department to arrange suitable payment dates for the remaining USD balance.

This allows you to reserve your Umrah package early and spread your payments over time.

What Is the Difference Between Albaraka Financing and the Inanc Tourism Payment Plan?

The two options are different from one another.

Albaraka Umrah Financing

This is a bank financing product offered by Albaraka Türk.

The financing is provided in Turkish Lira (TRY).

Under the current product, eligible customers may benefit from:

• Financing of up to TRY 50,000 with no maturity difference

• Repayment in up to 4 installments

• A fully digital application process through Albaraka Mobile

Approval is subject to Albaraka Türk’s evaluation.

Inanc Tourism Flexible Payment Plan

This is a payment facility offered directly by Inanc Tourism to its guests.

The payment plan is based on US Dollars (USD).

The package price can be paid as follows:

50% at the time of reservation,
the remaining 50% no later than 10 days before departure.

If the departure date is more than 2 months away, the remaining balance can also be divided into multiple payments.

Frequently Asked Questions About Umrah Financing

Do I have to pay the full Umrah package price at the time of reservation?

No.

Under the Inanc Tourism flexible payment system, you only need to pay 50% of the package price at the time of reservation.

The remaining 50% can be paid no later than 10 days before the departure date.

Which currency is used for the Inanc Tourism payment plan?

The Inanc Tourism payment plan is based on US Dollars (USD).

Can I pay the first 50% by credit card?

Yes.

The initial payment can be made in cash or by credit card.

Can I pay the remaining Umrah balance in multiple payments?

Yes.

If your departure date is more than 2 months away, the remaining USD balance can be paid in multiple installments.

The Inanc Tourism Accounting Department can assist you in arranging suitable payment dates and amounts.

For example, how can I pay for a USD 5,000 Umrah package?

For a package priced at USD 5,000, you can pay USD 2,500 at the time of reservation and the remaining USD 2,500 no later than 10 days before departure.

If your departure date is more than 2 months away, a separate installment plan can also be created for the remaining USD 2,500.

In which currency is Albaraka Umrah Financing offered?

Albaraka Umrah Financing is offered in Turkish Lira (TRY).

How much financing does Albaraka offer for Umrah?

Under the current product, financing of up to TRY 50,000 with no maturity difference is available.

How many installments are available with Albaraka Umrah Financing?

Under the current product, repayment is available in up to 4 installments.

Is there a profit share charge on Albaraka Umrah Financing?

Albaraka Türk offers the product as no-maturity-difference / profit-share-free Umrah Financing.

Can I apply if I am not an Albaraka customer?

Yes.

Those who are not currently Albaraka customers can download the Albaraka Mobile application, become a customer digitally, and then apply for Umrah Financing.

Can I obtain the required documents for the financing application from Inanc Tourism?

Yes.

Once you select the Inanc Tourism Umrah package you wish to join, our team can assist you with the required program information and proforma invoice documents for your financing application.

Plan Your Umrah Journey Today

Planning your Umrah journey early can help you manage not only your travel arrangements but also your payment process more comfortably.

You can review Inanc Tourism’s current Umrah Tours and Umrah Prices, select the package that suits you, and choose from:

Albaraka Türk’s TRY-based Umrah Financing,
Inanc Tourism’s 50% initial payment USD plan,
or
split USD payments for early reservations.

For further information about Umrah packages, proforma invoices, and payment plans, you can contact the Inanc Tourism sales and accounting team.

Important Notice: Albaraka Umrah Financing is a TRY-based financing product offered by Albaraka Türk Participation Bank Inc. Financing limits, repayment periods, payment conditions, campaign terms, and eligibility criteria may be changed by Albaraka Türk. All applications are subject to the bank’s evaluation and approval. The flexible payment plan offered by Inanc Tourism is USD-based and is arranged according to the reservation date and tour departure date.